There are many consequences to having points accumulate on your driver's license, so you might be wondering: how to get them off ?
A point or demerit system is used by some states and insurance companies to keep track of any tickets or driving violations that you might pick up. In the following, we'll explain this scoring system, and what you can do to successfully remove or reduce points on your license. Specifically touched on are….
Let’s get started….
Both insurance companies and some state departments of motor vehicles rely on this system to keep track of and penalize drivers who violate the law. The DMV and insurance companies typically track these demerits separately as they have different agendas in mind.
The DMV is concerned with driver safety whereas insurance companies are more concerned with risk. Insurers tend to ignore the DMV system because they are keeping their own tally based on their actuarial requirements.
Not all states use a demerit system; there are currently nine states that do not . These are:
Don't get the wrong impression, though. Just because you live in Kansas or Oregon does not mean that states and insurance companies don't monitor you. In these states, if you have a string of violations within a short period of time then you can expect your license to be suspended -- and your insurance rates to go up as well.
Points are scored differently depending on which state you live in. Demerits are assigned for a wide variety of offenses -- reckless driving, speeding, illegal turns, drunk driving and at-fault accidents are all examples.
To cite one specific example, in California, if you get 4 points in 12 months then you will face a license suspension. Additionally, the length of time marks stay on a record depends on the severity of the offense. Most Demerits will stay on your record for 39 months (3 years, 3 months), however, points for more serious violations -- such as hit-and-run or a DUI -- will be there for 13 years .
Now that you understand what the system is and how it works, we'll look at how you can get rid of these demerits.
There are a few different approaches:
At the end of the day, understanding the system and how to get points taken off is pretty simple. The confusion lies in the fact that each state has different laws through which they interpret traffic violations, timeframes, and consequences. The best thing to do is call the DMV to clarify and keep the following in mind.
1 - Wikipedia
2 - California DMV
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