Negotiating Injury Insurance Personal Settlement Claim
How to Respond When Your Car Accident Coverage is Denied During your injury insurance personal settlement negotiation with the auto claims adjuster, the issue of whether a car insurance policy actually covers your accident comes up often. There can be several valid reasons for denying your auto accident coverage: For example: Your auto insurance policy […]
Uninsured Motorist Coverage
Getting Money From Car Accident Claims What is Uninsured Motorist Coverage? Uninsured motorist coverage is an insurance policy that pays for your car accident damages if you were hit by a driver without car insurance or the victim of a hit and run. Uninsured car insurance coverage is also sometimes combined with underinsured motorist coverage. […]
Is Florida a “No Fault” State?
When it comes to car accidents, the State of Florida follows “no-fault” laws. What exactly does this mean? In its most basic terms it means when it comes to filing your car accident injury claims, the question of “who is at fault?” is largely irrelevant. This can have significant impact in how your insurance claim […]
Is Illinois a No Fault State?
Illinois is not a no-fault state, rather it follows a “tort” system that employs comparative negligence. A surprising number of people are unaware to the insurance laws that govern their home states. When an accident does happen, these laws suddenly become very important. To avoid confusion and be prepared for the worst case scenario taking […]
No Fault States
Getting More Money From Car Accident Claims What are the No Fault States? No fault states are states which automatically pay your medical bills, lost income and other personal injury related expenses, regardless of whether you caused a car accident. Nearly half of the states have some form of no fault car insurance policy. Below […]
No Fault Car Insurance
How to Get More Money than Your Personal Injury Protection Insurance Benefits When you have a no fault car insurance policy, you cannot get more money than your personal injury protection (PIP) benefits. This means that if you were injured in a car accident, your insurance company would not pay for any medical bills over […]
No Fault Auto Insurance
3 Disadvantages and What You Can Do About Them Despite the benefits of having a no fault auto insurance policy, it does have several limitations on the amount of money you can receive from your insurance company. By understanding these limitations, you will know what actions you need to take in order to get more money after […]
No Fault Insurance
What is No Fault Insurance? A no fault insurance policy, also known as Personal Injury Protection (PIP) insurance policy, automatically pays for your medical bills, lost income and some injury related expenses, regardless of whether you caused the car accident. The amount of money you get depends on your PIP benefits limits, which are listed […]