broken eye, cheekbone, jaw, palate, shoulder blade, wrist, ribs, pelvis, leg...brain bleed, sliced spleen, sliced kidney, avulsion to upper arm , coma
I was t-boned by a driver who ran a stop sign at high speed. I was in the hospital for a month. My medical bills were $250,000. covered by my husband's health plan at work.
The driver's insurance company offered her limit of $100,000 and my own insurance company offered my uninsured,underinsured benefits limit of $75,000. The auto insurance companies were wonderful.
However, the surprise at the end is the boss takes it because he gets paid back for your medical bills and keeps your premiums and still deducts it from your lifetime maximum. You get to keep your injuries.