Personal Injury Settlement Amounts

Which Injuries Pay the Most From Auto Accident Claims

Fill out my online form.

The biggest part of your personal injury settlement amounts depend on the type of car accident injuries you suffered.

The amount of money you get from your settlements for personal injury from a car accident will depend on

a) Severity of your injuries.
b) How much proof you can give of your pain and suffering.

The auto insurance company divides up your injuries into two broad categories, soft injuries and hard injuries.

Soft injuries

Most car accident injuries are soft injuries.

These types of injuries are called soft injuries because they only involve muscles and other soft tissue. Soft injuries include strained neck, sprained knees or ankle, back spasms, whiplash etc.

Soft injuries don't usually give you a lot of money from your personal injury settlement amounts. This is because soft injuries are not permanent injuries and are not considered severe or life damaging.

Another reason is that you cannot really prove how bad a soft injury really is. Soft injuries are subjective and cannot be quantified by any medical report. The only way you can show how severe the pain is through your own description of the pain you feel.

The insurance companies know this. They understand that if you ever took your claims to a court, your personal injury settlement amounts will be low because you could not prove how badly you were injured.

As a result, you typically get less amount of money for a soft injury.

Hard Injuries

Hard injuries are more severe. These types of injuries get the biggest personal injury settlement amounts because they can have serious impact on your long term health and lifestyle. Hard injuries are also easily documented and can be proven in a court.

Let's take a look at the different types of hard injuries that pay the most.

Head Injuries

Head injuries get a lot of money from an injury settlement because the damages can be long lasting and you may experience recurring concussions, dizziness, and headaches. It is safe to assume, that the number of serious complications that can result from your head injury is extremely high.

The insurance company understands the seriousness of a head injury. They will try to settle with you more quickly because the longer they wait, the higher the risk of some major diagnosis and expensive treatment.

Broken bones

Anytime an X-Ray reveals any kind of fracture or break in your bones, you increase your accident injury settlement amounts.

The amount you get depends on how severe the break is and how it impacts your regular life. A hair line fracture in your hand, might not be considered as damaging as breaking both of your legs and being stuck in a wheel chair.

Wounds and Scars

If you were severely wounded, you may have needed stitches or have developed a scar. Scars can increase your injury settlement amounts, if you can show any sort of psychological damage or financial loss.

For example, a scar on a teenage girl may cause her embarrassment and emotional trauma. Similarly, a scar on a professional model can hurt her ability to earn future income. If the scar is permanent, this would further increase your personal injury settlement amounts.

A good way to get an injury settlement amounts for a scar, is to consult with a plastic surgeon to see how much it would cost to remove the scar. You can then have an idea of how much you should get from your auto accident settlement.

Torn ligaments and tendons, Separated Muscles, Joint dislocation

These types of injuries pay more personal injury settlement amounts because they simply sound more painful.

If you present a medical report to a jury, which describes any sort of tearing, joint dislocation or separation, you can't help but feel something for the injured person. This increases your injury settlement amounts because it gives a painful perception of your injuries.

Spinal injury

These type of injuries involve damaging any vertebrae or spinal discs. A spinal injury has the obvious consequence of affecting your ability to walk as well as restricting your movements.

Clearly, this injury would severely impact your ability to do normal activities like run or go on vacations.

Therefore, your personal injury settlement amounts have to increase to compensate for your difficult lifestyle.

Bottom Line

The type of your injury plays a key role in determining the range of your personal injury settlement amounts.

If you suffered a soft injury, you will most likely get close to whatever your medical expenses and loss of income were.

If you unfortunately suffered a hard injury, then your personal injury settlement claims will be much higher. This is because these types of injuries are more painful and provable in front of potential jury.

Have a Question About Your Personal Injury Settlement ?

We would love to help you out. Please submit your question with a brief summary of your accident/injuries below.

Read Other Personal Injury Questions

Click below to see more injury questions from other visitors like yourself.

Personal Injuries in motor vehicle accident. Is settlement agree reasonable? 
I was in a car accident on a vehicle owned by a trolley company about 2 years ago. A car cut them off at an intersection, and the driver of my vehicle …

Click here to write your own.

Read More Helpful Articles

free claim review
Free Injury Claim Review

personal injury settlement
How to Calculate Personal Injury Settlements

negotiating accident settlements
How to Negotiate Accident Settlements

writing demand letter
How to Write Your Demand Letter

car accident claims
How to Get Money for
Car Accident Claims

auto accident settlement mistakes
How to Avoid Auto Accident Claim Mistakes

choosing auto injury attorney
How to Choose the Right Auto Injury Attorney

What's Your Personal Injury Settlement Story ?

Did you suffer a serious injury? How has it been dealing with the insurance companies? Were you able to get a good settlement? Share your car accident story

More Personal Injury Settlement Stories

Click below to read personal injury stories from other visitors like you...

Personal Injury Settlements - Damaged Vertebrae and Spinal Disc 
I suffered my personal injury when I was operating my girlfriend's car. I am an uninsured motorist on her auto insurance policy with Progressive Direct …

Personal Injuries to Teenager While Driving 
My name is Zack. I suffered the following personal injuries: 2 Herniated discs, one cervical and one lumbar PTSD. I was only 16 when I was driving …

Slip and Fall Accident Injuries
Severely Cut Finger, Torn Tendon and Artery.
I had my slip and fall accident in a major retail store where I severely cut my left middle finger. After my injuries, I needed two surgeries to repair …

Personal Injury Insurance Claim
Not Getting Enough Money
I suffered my personal injuries when I was driving down the road when a woman pulled out from a parking lot and hit me. She was given a ticket and I have …

Personal Injury Insurance Claim
Left Wrist Tear in Tendon
I suffered my personal injuries on August 31st 2011. I was stopped at a red light in my new car (not even a year old) when I was hit from behind by an …

Hard Personal Injury, Ruptured and Torn Ankle Ligaments, and Developed into a Bone Disease 
I suffered my personal injuries when I fell at work on ice. This left me with ruptured and torn ankle ligaments. Over the last year and half my foot …

Personal Injury : Soft Tissue Injury 
I was in a T-bone car accident recently and suffered from whiplash injury, a bit of a bent spine and TMJ in my jaw. TMJ is now going to be apart of my …

Personal Injury
Broken Femur, Shattered, Crushed and Broken Bones in Foot
I suffered my personal injuries when I was driving down the road approaching a green light. When I got to the light a vehicle turned left right in front …

Personal Injury Settlements
Car Accident, Rear Ended by 3 Cars
I was sitting at a stop light while working (I drive for a living,) and I was hit 3 times by 3 cars who were behind me. The last car was at fault and the …

Hard Personal Injury 
I was in a roll over car accident in November. I was the passenger in the car (passenger seat) and sustained compression fractures to the thoracic spine …

Personal Injury Stories, 5 mm Brain Hemorrhage, Pinched Nerve in Neck, Whiplash, Concussion 
I suffered my personal injuries when I was driving at 15-20mph and a woman pulled out of a driveway and hit the back of my car where my 18month old son …

Whiplash, mid back and lower back strain 
I was tboned by a lady pulling out of a school. Spun my car around and totaled my car. I felt the pain in my neck and back within an hour or two. That …

Personal Injury Settlements
Pain and Suffering with Broken Finger and Surgery
Last year, I was in a car accident which was entirely the fault of the other driver. My car was totaled and my right pinky finger was broken (I am …

Personal Injury Pain and Suffering
Torn Rotator Cuff with Surgery
I was in an automobile accident and suffered a torn rotator cuff as a result. I ultimately had to have surgery to repair the tear. My advice, don't have …

Personal Injury Settlements Pain and Suffering
Car Accident with 3 Herniated disc, Torn Ligaments, Partially Torn Ligaments in Right Ankle, and Knee Damage
I was in a car accident and I was T-boned. I sustained 3 partially torn ligaments of the ankle, three herniated disc, requiring steroid injections, and …

Personal Injury Settlement Amount
Torn Ligament in Shoulder
I am curious what I should be asking for my personal injury settlements, since my medical bills all together are running at $4000 roughly to $5000. I …

Personal Injury Settlements Stories
De-gloving of right hand palm and wrist. (Lost all skin, muscle, fat, and tissue)
Injuries I need help deciding how much personal injury settlement amount I should get. I have around $50,000 in medical costs and loss of wages from …

Head and knee personal injury from a motorcycle/car accident 
My insurance company hasn't done anything yet to compensate me and haven't even offered a personal injury settlement yet. My accident injuries haven't …

Personal Injury Settlements - HEAD TRAUMA from a Motor Vehicle Accident (MVA) 
My insurance company denied my personal injury settlement claim and awarded me 15% for whiplash and back injury. I was rear ended 20 years ago. Since …

Personal Injuries in my lower back, shoulder, neck, arm and hand 
I am experiencing sharp pain and suffering in my left leg, arm and hand, upper back from the left side of body which i never had before. My shoulders …

Personal Injury Settlement Amount Stories - Broken arm, broken foot, whiplash 
My wife is laid up in a hospital bed recovering from surgery after suffering personal injuries in a car accident. A driver drove into me head on, she …

Back Injury Personal Injury Settlement Amount 
A little over year ago I got into a car accident and suffered a back injury. I was driving in New York City and a truck hit me from the back while i was …

Personal Injury from Car Accident on 4/9/2010 
I was a passenger in a truck that was rearended on 4/9/2010. The car was hit hard with substantial damage to the SUV of the person that hit us and some …

Personal Injuries: Broken Ribs, Laceration, Chest Tube 
I am recovering from a pnenmothorax and 5 broken ribs restrained passenger and the insurance co is dragging their feet. Out of work for approx two months. …

Click here to write your own.

Personal Injury: Broken left wrist, several broken ribs, punctured lung.  
I was in the hospital for 8 days beginning Christmas Eve. For the first month I needed help bathing, getting dressed, doing house chores, food needing …

Personal Injury to 3 Broken Vertebrae in Motorcycle Accident 
I was coming up on a blind hill at roughly 30 mph on my motorcycle the other day. As I came over, I saw a car pulling up to a stop sign when suddenly …

Head injury and rare broken leg 
I was sitting at a red light and when it turned green I looked to make sure every one stopped before going I previously was a (truck Driver) so I am more …

Personal Injury to Head - Fell Due to Broken Chair in Restaurant  
I suffered my personal injuries in the outdoor terrace at a restaurant. I was sitting in a high top swivel chair which broke in 2 and sent me to concrete …

Personal Injury: Daughter's Fingers had to be replanted after U Haul Accident 
My daughter suffered her personal injuries when she was in a UHaul accident 12 years ago. We lived on an incline, and while loading a heavy dresser in …

Personal Injuries Suffered in Motorcycle Accident  
I was in a horrible motorcycle accident where I suffered several personal injuries such as broken rib, punctured lung, herniated disc, 6 inflamed spinal …

Teenager in school with mild concussion, whiplash, and nausia 
My teenage daughter was in a car accident. Her friend's mother was driving and it was the other person's fault. The driver of the truck that hit …

Personal Injury: Sprained Wrist 
I was in work and working boxes off a pallet. The boxes were stacked at a slant and I was walking by it and the boxes started to tip so I put my arm out …

Car Accident Injury to Cervical Spine, C3 and C4 disk removed and fused 
On November 10th,2010, while stopped at a red light, my car was rear ended. From that point on I was unable to look all the way up without pain going …

Tailbone contussion possible fracture.  
I suffered my personal injuries when I was hit by a car while walking across the street on my 15 minute break. Workers compensation has approved my claim, …

Slip and Fall Accident Personal Injury
Non-Displaced Collar Bone Fracture
I suffered my personal injuries when I slip and fell outside around 8pm in August. There was still some daylight a bit. my kids were playing hide and …

Personal Injuries
Neck Injury and Whiplash
I suffered my personal injuries when I was stopped at a redlight. I had leaned forward to change the radio station when the next thing I remember is being …

nerve damage, scars, bruising && alot of stress 
I was in a car accident where the lady swiped the side of my car. We got out to see the damage then i was hit by a speeding car from the back side.. …

Head/Face Personal injury Insurance Claim 
I was in a car accident accident that wasn't my fault. I eneded up smashing the front of my car which made me hit my head on the steering wheel at 40 …

Permanent Soft Tissue Personal Injury from Whiplash 
I suffered my personal injury 2 years ago. I was in a car accident in which the other driver ran an intersection. She had a stop sign, I didn't, and …

Personal Injury: Concussion 
I suffered my personal injuries while driving with a friend. My friend was driving and I was a passenger behind the driver seat. The car didn't have …

Personal Injuries
Head Contusions and Lacerations, Fractured Ribs, cut nder right eye, swollen knee, chest compression, and strained muscles
I suffered my personal injuries when I was t-boned by a lady running a stop sign. This caused me to turn into a lane of oncoming traffic resulting into …

Personal Injury Settlement Stories
Torn Ligaments and tendons in ankle and knee. 2 displaced ribs torn ligaments and tendons in shoulder scar on forearm chest abrasion and over 1 liter of blood in right breast
I was in a car accident and suffered severe personal injuries. I tore the ligaments and tendons in my ankle knee and shoulder. I have two displaced ribs …

Personal Injury - Dislocated shoulder, Hip Labral tear  
I suffered my personal injuries when I was driving through the park on lunch break with my girlfriend. The other driver crossed over into our lane an …

Personal Injury - Spine Out of Alignment 
I suffered a personal injury when a truck ran through a stop sign and out across the road in front of me. I could not stop in time and my car ran into …

Personal Injury Settlement Stories, Closed Head Injury 
I suffered personal injuries when I was hit head on 10 months ago. I hit my head and chest on the sterring wheel. I hurt my neck, both of my legs, arms. …

I was driving down a residential road with speed bump and speed limit of 25 mph. A 23 year old male crossed in my lane and hit me head on. I was out …

Personal Injury Settlements- Broken Wrist with 3 surgeries 
I was injured as a passenger in a car accident. The other driver (who was at fault) only gave us $25,000 because that is the maximum coverage his insurance …

Radial bone fracture, 1 ft long scar, permanent nerve damage
-Personal Injury Stories
I am a teenage boy who suffered serious personal injuries. All the girls make fun of my scars because it looks like I have 3 ugly stretch marks. I …

Personal Injuries Pain and Suffering
Torn Rotator Cuff with surgery
I suffered my personal injuries from an automobile accident that resulted in a torn rotator cuff with some neck and back pain. I have also experienced …

Click here to write your own.