If you were in injured in a car accident, you may be considering hiring a personal injury claim attorney.
To help you make this decision, here are 5 benefits of hiring an accident lawyer.
Most people don't know how much money they can get from their personal injury claims. Using tools such as the personal injury settlement calculator can certainly help you get a rough idea of how much your insurance claim is worth.
However, these tools are designed to give you an initial estimate of your claim. They cannot give you the final value of your settlement.
It's unrealistic to think you will arrive at your exact settlement figure by using an online tool. Getting a high insurance settlement is more than simply putting numbers into a program. It requires understanding the subtleties of your specific injury case.
This includes analyzing your injuries, putting a value on your pain and suffering, understanding how the insurance companies work, negotiating your accident settlement , reviewing similar injury cases etc. Doing these tasks is what actually gets you a high insurance settlement.
If you pursue your insurance claim on your own, you are guessing at what you think your injuries might be worth. Your guess can very well be thousands of dollars below what your injury claim is actually worth.
A personal injury claim attorney has years of experience dealing with injury settlement cases related to yours. In addition, many personal injury claim lawyers have access to private databases that show the final settlement reached for various types of insurance claims.
Hiring an accident attorney lets you leverage their tools and experiences at arriving at high insurance settlement.
Even if you have a good idea of what your personal injury settlement might be worth, you will be unfamiliar with the legal procedures involved.
This includes not knowing which exact legal documents to file, how to complete the forms properly, your statute of limitation etc.
This gap in your legal knowledge may allow the insurance companies to beat you on a legal technicality. Legal documents are incredibly dense, long and boring. They are designed by lawyers for lawyers. It's unrealistic to think that you will be able to absorb all the legalities of your personal injury case within a few short weeks.
There is no worse feeling than knowing you missed out on thousands of dollars from your insurance settlement, simply because you did not follow some minor legal process.
Going against the insurance company is like preparing for battle. Being by yourself is like showing up to fight without any weapons. No matter how much you prepare, you just won't be able to put up a strong fight.
Even though you can try to negotiate your injury settlement, the insurance company knows that it possesses far more knowledge and bargaining power to give you the lowest settlement possible. The insurance companies know that an unrepresented person is unfamiliar with the claims process and cannot harm them as much.
In order to succeed, you need to have the best weapons and resources at your disposal. This means having a skilled personal injury claim attorney.
The insurance company has their weapons (insurance lawyers and money). Having a personal injury lawyer arms you with an experienced professional who can increase your chances of winning a high insurance settlement.
Most personal injury lawyers work on a contingency basis. This means they will only get paid if you get an insurance settlement.
This is incredibly beneficial for you since you have someone, who has experience working against insurance companies, motivated to help you get the highest settlement possible.
In addition, since a personal claim attorney doesn't get paid unless you do, the injury lawyer wants to settle your claims quickly too. This makes both of your interests aligned. That is why most accident attorneys pick cases they think they can win.
Most accident injury cases never go to trial. Why? Because a trial can be really expensive and time consuming.
If you suffered serious injuries, chances are your personal injury settlement case will take years to complete. Insurance companies don't want to go to trial. If your case goes to trial, there is a bigger risk that the jury will vote in your favor and award you a higher settlement.
Insurance companies realize the threat of an claim going to trial is higher when a personal injury claim attorney is involved. For the insurance company, avoiding a jury trial comes down to basic cost-benefit analysis. In nearly all cases, the benefit of settling with you is higher than the cost of going to a trial.
Having a lawyer can help you put the fear of going to trial in the minds of the insurance companies. Your lawyer can use the threat of going to trial as a bargaining chip to increase your personal injury claim.
Hiring a personal injury claim attorney is a big decision. Make sure you understand the benefits you will receive. This way you can make the right decision for your accident claim.
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