Hard Personal Injury

by Brian
(Florida)

I was in a roll over car accident in November. I was the passenger in the car (passenger seat) and sustained compression fractures to the thoracic spine and pulmonary contusions. I was in a back brace for 4 months and out of work for 4 months. I have had problems with a constant tingling feeling in my legs, and developed PTSD. I am now on anti-depressants and sleep medication. I also have a back specialist that I meet with once a week to help get myself back to being normal, since I have lost 30+ lbs and any strength I once had.

My medical bills total around 40-50 grand. The driver of the vehicle (one car accident) consumes all comparative negligence, seeing as I was buckled in and not driving. However, he did not have adequate insurance, and I am having to file a UIM claim. My UIM coverage is $250,000. Any suggestions on what my minimum should be that I would even consider settling for?