Although often associated with sports, rotator cuff injuries are a relatively common result of car accidents as well. Rotator cuff injuries (especially ones requiring surgery repair) can be painful and debilitating.
If you or a loved one has had rotator cuff surgery after a car accident you may be wondering what's your claim worth? In the following article, we'll delve into the topic in detail to ensure you're not navigating the claim blindly and ultimately get a fair settlement.
Let's get started…..
According to the American Association of Orthopaedic Surgeons (AAOS), a rotator cuff injury most commonly takes the form of a tear in one of the muscles, tendons or ligaments that surround the shoulder joint (known as the rotator cuff) .
The exact method by which a car accident causes a rotator cuff injury can be complicated. But the shoulder often ends up in an unnatural position and absorbs the force of a motor-vehicle accident.
This impact can easily cause a tear, especially in the case of rear-end accidents or one where a person has tried to brace themselves.
Insurance companies often try to dispute claims involving rotator cuff injuries by stating they are due to preexisting conditions or degenerative processes. Get your doctor or surgeon to write a letter indicating the likely origin of the injury, this will help to head off this issue.
If you've been down this road and had rotator cuff surgery already you'll be intimately familiar with the symptoms. But for anyone earlier in the process, the most common symptoms (per WebMD) are :
The good news is that rotator cuffs can be treated very effectively. Minor injuries can be dealt with physical therapy, rest and corticosteroid injections. Injuries that don't respond to these treatments often require surgery.
To properly diagnosis a rotator cuff you need a physical examination and an MRI, X-ray or Ultrasound.
Any claim involving surgery is obviously going to cost a bit more than average and because of this, it will be scrutinized more closely by an insurance company.
Many insurance companies will flatly deny these type of claims and really make you work to prove it. Be sure that at the onset you don't give a recorded statement or sign a release with the other party -- this can jeopardize your ability to be compensated later.
Let's assume fault is clear (it's not yours). So your biggest challenge in terms of your claim is going to be two things.
The best thing you can do to achieve these goals is to seek medical treatment immediately after an accident. It also helps to get your attending physician on the record about the causation of your injury. Most doctors will be used to this and happy to oblige.
This is imperative to do quickly because it allows you to demonstrate that the cause of your injury (and resulting surgery) is due to the accident. In many cases, an attorney is required to make sure you receive fair compensation.
So, now that we've laid the groundwork, let's get to the heart of the matter. You've had rotator cuff surgery and want to know how much you're entitled to receive?
Estimating the value of any claim is an imperfect science at best, and rotator cuff claims are no different.
According to one source, the average cost of rotator cuff surgery repair in the US is $21,800 . This does not include additional costs including physical therapy, medications or follow-up visits.
Beyond the statistics, there are a number of other factors which can significantly affect the value of your claim. A few of these are:
Another way try to ballpark your claim is to review comparable cases and check the corresponding settlement amounts. Here are a few examples:
Although they are not as common as some other types of car accident injuries, torn rotator cuffs can absolutely be the result of a car wreck. To review:
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